Services
Long Terms
Term loan is a common form of long term business funding. You get a lump some of cash upfront to invest in your business and repay with interest over a predetermined time period. This is best for businesses looking to expand that have good credit and strong business revenue. This loan type offers fast funding typically within 2 days to a week.
PROS:
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Get a lump sum amount of cash to invest in the business.
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Borrow higher amounts
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Get funding in 2-7 days
CONS:
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May require some type of collateral
BEST FOR:
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Businesses looking to grow
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Business owners with better credit and consistent business who can’t wait for funding
Short Terms
Short term loans allow for very fast funding, so you get a lump sum of cash with a predetermined payment term. Payment is usually made daily, weekly or bi-weekly. The short term loan is best for businesses with high and consistent sales that are in need of quick unsecured cash to use however you need.
PROS:
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Fast Capital in as little as 24hrs
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Unsecured
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Easy approval process
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Little documentation needed
CONS:
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Cost of borrowing can be more
BEST FOR:
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Businesses that have high and consistent sales and bank deposits
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Businesses that need financing right away
SBA Loans
These loans are guaranteed by the Small Business Administration because of this they offer some of the lowest rates on the market, as well as long repayment terms and the ability to borrow up to $5 million. Repayment ranges from 7- 25 years based upon how you plan to use the money. SBA loans are best for strong credit borrowers who have been operating for 2 years and are willing to work on the long application process to expand their business or refinance debt.
PROS:
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Lowest rates on the market
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Borrow as much as $5 million
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Longer repayment terms 7-25 years
CONS:
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Long application process
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More qualifications required
BEST FOR:
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Expanding businesses or refinancing debt
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Business with good credit willing to wait for funding
Business Line of Credit
A line of credit gives you access to funds up to your credit limit, which can be borrowed and paid back multiple times while only paying interest on the money you borrow. This is a flexible and typically unsecured way to borrow money for seasonal businesses, or businesses that need help managing cash flow or handling unexpected expenses.
PROS:
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Flexible borrowing
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Typically no collateral required
CONS:
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May have maintenance fee or withdrawal fee
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Good credit and consistent revenue required
BEST FOR:
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Short term needs
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Seasonal businesses to help manage cash flow
Equipment Financing
Equipment loans help you purchase equipment with competitive rates, if you have good credit and good finances. The equipment serves as collateral and the term is usually calculated off of the expected life span of the purchased equipment.
PROS:
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After payments are complete you own the equipment
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If you have good credit and strong finances you can get competitive rates.
CONS:
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May need a down payment
BEST FOR:
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Businesses in need of equipment with competitive financing rates.
Real Estate Financing
Real estate financing is a great option for both investors and commercial property purchases. This option is best for individuals and businesses looking to purchase real estate.
PROS:
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Fast funding
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Specialized funding option for real estate
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No Document or minimum documents required
BEST FOR:
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Businesses looking to buy a new location
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Investors looking to buy single family, multi family properties or fix and flip properties
Working Capital / Invoice Factoring
Working capital is for when your business has unpaid customer invoices that you can’t wait to be paid. You can use invoices to get cash now. Best for businesses with unpaid invoices that need fast funding, which is easier to get approved for compared to other similar options.
PROS:
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Fast Cash
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Fairly simple and easy approval
CONS:
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Cost of borrowing may be high
BEST FOR:
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Businesses with invoice that need cash right away
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Invoice with 30,60 or 90 day payment terms are best
Business Acquisition Loans international funding source
Here are the benefits of this program.
- 100% Financing
- 3-5% Interest Rate
- Up to 30 yr terms
- Loan amounts from 100K - 800M+
- Simple Interest Term Loan
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The Process Is Basically The Same Yet The Fees Required Are Structured A Little Differently! There's A Commitment Fee , Value Added Tax(VAT)And Payment Protection Insurance(PPI) That's Required Upfront Which Is Approximately 4-6% Of The Amount Requested. A Fee Acknowledgement Letter Needs To Be Signed Along With A 6-12 month Payment Deferment Request, If Needed, Before an Application Can Be Submitted. If The Fees Are Too Much For The Borrower, We Have A Strategic Unsecured Fee Advancement Loan Program (UFAL),That The Borrower Can Apply For That Can Be Used Towards The Required Fees! If Approved And The Borrower Is Willing To Proceed, The UFAL Will Be Factored Into The Requested Loan Amount And Their Application Will Be Submitted.
Our 3 Step Process:
1. Apply
Fill out our Quick Apply application.
2. We review your application
We review your goals and present you with programs matching your needs, getting an offer in 24 hours.
3. Receive funding
Choose the program that fits you best and receive funding within 48 hours.